Make every rupee count.
India's sharpest guide to credit cards, UPI stacking, platform offers, and loyalty programs.
Latest from the Blog
The best way to order Domino's in 2024 โ app vs Swiggy vs website
We ran the numbers on Domino's orders across the app, Swiggy, and the website. Here's exactly where you save and where you leave cashback on the table.
Zomato platform fee โ what it is and how to avoid paying more than you need
Zomato's platform fee can add up. Here's how it works, when it applies, and how to combine Gold and card stacking so you still come out ahead.
Credit Cards
HDFC Millennia
CashbackOne of the best no-frills cashback cards for online spends โ real money back, not points. Ideal for Zomato, Swiggy, Blinkit, and other e-commerce.
5% on online spends, 1% elsewhere; cap โน1,000/month
SBI SimplyCLICK
CashbackEarn 10X reward points on Amazon, BookMyShow, Cleartrip, and other partners. Best if you frequently use the listed merchants.
10X reward points on partner brands; 1X elsewhere
UPI & Wallets
PhonePe
UPI AppCashback, rewards, and card linking on India's largest UPI app โ when to use PhonePe vs card directly.
CRED
UPI AppCRED coins, pay-with-CRED cashback, and when to use CRED vs your card or other UPI apps.
Amazon Pay
WalletAmazon Pay balance, cashback, and how to stack with cards when shopping on Amazon and elsewhere.
Loyalty Programs
Air India Flying Returns
AirlinesTransfer partners, sweet spot redemptions, and how to earn Flying Returns miles from everyday spend โ including Zomato and other hidden gems.
InterMiles
Multi-brandEarn and burn across airlines, hotels, and lifestyle โ transfer partners, sweet spot redemptions, and when InterMiles beats other programs.
Marriott Bonvoy
HotelsTransfer partners, award charts, and sweet spot redemptions for Marriott Bonvoy โ when to use points for stays and when to convert to airline miles.
Platform Guides
Blinkit
Quick CommerceBest cards and UPI for Blinkit, how to stack with platform coupons, and when the delivery fee is worth paying.
Zomato
Food DeliveryBest cards to use on Zomato, how to stack with UPI cashback, when Gold is worth it, and platform fee workarounds.